State Farm Insurance recently reported the top 10 states for dog bite claims in 2010. They were:
|
State
|
# of Claims
|
Amount Paid
|
|
California
|
369
|
$11.3 million
|
|
Illinois
|
317
|
$9.7 million
|
|
Ohio
|
215
|
$5.7 million
|
|
Texas
|
202
|
$3.7 million
|
|
Michigan
|
166
|
$5.2 million
|
|
Pennsylvania
|
155
|
$3.9 million
|
|
Florida
|
146
|
$5.6 million
|
|
Minnesota
|
139
|
$3.4 million
|
|
New York
|
119
|
$4.3 million
|
|
Indiana
|
114
|
$1.8 million
|
Children are the victims in over 60 percent of all dog bites. They are also the group for whom bites are most often fatal.
As a general rule, State Farm doesn't refuse insurance based on dog breed. The insurer believes a dog's propensity to bite is based on several factors including heredity, obedience training, socialization, health, and the behavior of the bite victim.
The company warns that under the right circumstances, any dog might bite.