Tips for Dog Owners: Preventing Dog Bites

State Farm Insurance recently reported the top 10 states for dog bite claims in 2010. They were:

State # of Claims Amount Paid
California 369 $11.3 million
Illinois 317 $9.7 million
Ohio 215 $5.7 million
Texas 202 $3.7 million
Michigan 166 $5.2 million
Pennsylvania 155 $3.9 million
Florida 146 $5.6 million
Minnesota 139 $3.4 million
New York 119 $4.3 million
Indiana 114 $1.8 million

Children are the victims in over 60 percent of all dog bites. They are also the group for whom bites are most often fatal.

As a general rule, State Farm doesn't refuse insurance based on dog breed. The insurer believes a dog's propensity to bite is based on several factors including heredity, obedience training, socialization, health, and the behavior of the bite victim.

The company warns that under the right circumstances, any dog might bite.

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